Quite a few people have a black-and-white approach to injuries after a car crash. They classify injuries either as horrific or negligible, with little room in between for nuance. However, injuries actually fall on a broad spectrum.
An spine injury for one person could mean the end of their career, while someone else might be able to recover from a spine injury with the right medical support. A person who works from home doing customer service telephone support can probably continue their job if they lose their leg, while a blue-collar worker with a similar injury may never be able to go back to work.
Those who work physical jobs need to really think about the impact of an injury on their future in the wake of a major car crash.
Will the injury impact your job?
One of the biggest costs associated with an injury in a car crash won’t be the medical care you receive but rather the lost wages due to the injury. For example, if an injury is severe enough to prevent you from ever going back to your same job again, you may need different types of experts to evaluate your future lost wage claim.
In a situation where you might be able to work another, lower-paying job but not your current, high-paying job, you may need to factor in the loss of earning potential to your total costs before you settle an insurance claim.
What kinds of injuries might partially disable someone after a car crash?
Many conditions can have a permanent impact on your earning potential and physical strength. Brain injuries, severe soft tissue injuries, amputations and even severe fractures, like spiral fractures, can affect strength, flexibility, endurance and pain levels to a point where a worker can’t perform the same job anymore.
If you are worried about the long-term financial implications of an injury, getting legal advice before taking action may be in your best interest.